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Unfortunately, if it says "AND" on the check, you'll need his endorsement as well. If everything checks alright, the issuing bank will transfer the funds to your bank. Can you deposit someone elses check in your account. We do not yet have a joint bank account. Make deposits. By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. Q: My wife and I filed our tax returns jointly, and we received a tax refund check that was written out to both our names. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. Chase Auto is here to help you get the right car. Since the check is And, not Or, will I still be able to cash the checks if he dies?

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Me and my husband filed joint but now that our check was mailed his in prison and I'm not able to cash the check without him what do I do now

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WHAT IF THE BANK ALREADY CASHED THE CHECK? It is not legally bound to accept this kind of check. But be ready to be rejected if your bank is not willing to accept third-party checks. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?

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Same here, but it was me. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. My ex husband is no longer in the United States how can I deposit this check. If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. No need to fill in the dollar amount - I'll take care of that. If there are none in your area, you could do it with your phone: https://www.chase.com/online/digital/mobile-deposits.html. They don't want to mail the check around. Suspicious referee report, are "suggested citations" from a paper mill? You sign both names on the back and you deposit in an ATM.

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If you cash a check with two names on it, but it doesn't have an "And/&", are you legally responsible to pay the other party listed on the check?

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Yep, use the ATM as you did saves all sorts of hassles.

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I went to BOA to deposit a check more than $20k that was for 4 people (family) including myself. This site may be compensated through the bank advertiser Affiliate Program. Centering layers in OpenLayers v4 after layer loading. We have not decided yet which bank to use. We can help you find the credit card that matches your lifestyle. Now what?

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Sorry about that the check just has both our names on it does not say and and it does not say or just has both names on can I deposit it into my account

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Yes I received your federal income tax check today with my name and my husbands name on the tag it does not say end or it just has our names on it but me and my husband is in the hospital and is on a vent to later and cannot sign can I deposit this check into my account

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My wife and I received an insurance company refund check made out her AND me. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Popular online bank Ally Bank has the same policy. Check with your bank for availability. Please review its terms, privacy and security policies to see how they apply to you. The check does not say "and/or". We may mention or include reviews of their products, at times, but it does not affect our recommendations, which are completely based on the research and work of our editorial team. My family uses Chase for banking. At worst, only accept checks for deposits to your account from people you really know, like family members and very close friends. How to Get Cash with Just a Credit Card Number. Any ideas?

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Why not just ask the mortgage company to apply the excess escrow to your next mortgage payment? Use a personal check. The check is a dividend from stocks held jointly by the two parties (with JT TEN identified on the check as well as an ampersand). How can I have someone deposit a check for me? The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. Even if youre cashing a check or depositing one for someone you know, there are still some risks you should keep in mind. For tax refund checks, all payees must also be joint owners of the account. (Explained), How much is it to open a chase account? Is it possible to deposit the tax refund check into one of our own checking accounts? 1. Does my mortgage company have the right to tell me when I get draws from what my ins company gave me

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I have a refund check from a car lease, it has my name AND my father's name on it. This endorsement is usually written at the back of the check. They should have no problem with known variations on a name: Samuel, Sam, Sammy; Michael, Mike; William, Will, Bill, Billy. Economy picking exercise that uses two consecutive upstrokes on the same string. Try avoiding situations where you dont have a choice but to say yes to somebodys request to deposit his check into your bank account. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Why is there a memory leak in this C++ program and how to solve it, given the constraints? J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. In those days, you could easily cash in an endorsed check. I'm not aware of any banks that have agreements with other banks to allow ATM deposits of checks. !

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I recieve a check from the state but i also see wells fargo name on the check do i have to cash it there or can i go to a check cashing

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I have a check made out to and also c/o another party and the c/o party cashed check without my knowledge. Can you deposit a check made out to someone else? Since Corona that's how I do everything. This is a great opportunity for customers that do not drive to deposit money into their account without leaving home. I asked them to provide me with the federal law indicating such and I have yet to get a reply. While many banks accept such types of deposits, they do so in their desire to provide extra service to their customers. It's a family member, and the deposit itself was my money. Chase serves millions of people with a broad range of products. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. The check has the word and on it so no party store will touch it. User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. If it says "and," you may have to ask for a reissued check.

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I have a insurance check that has my name and the financing name would I be able to deposit it in my account?

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I had a cashier check from Wells payable to myself and my contractor. In any event, the check will need to be verified. Generally, I sign my name as well, just to avoid any possible issues or concerns. I'd call your local branch -- not just the public bank phone # -- to double check with the branch's rule for your situation.

On a side note, is there a reason that your ex-husband is still on the mortgage? Wells Fargo is committed to providing information that will help you use your accounts and services effectively. Given the risks involved, it might not be the best idea to deposit someone elses check into your account even if your bank allows it. Note that many banks charge a fee for cashing a check if you aren't an account holder there, like the following: Bank of America, Member FDIC: $8 for checks greater than $50. Connect and share knowledge within a single location that is structured and easy to search. We think it's important for you to understand how we make money. They have to cut you a check.

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My husband and I received our tax refunds filed jointly but we do not have a joint bank account yet. It means there is no need to draw two short parallel lines on the left top corner of the check as a safeguard. Don't run to big name lenders, check with your local lender first. And if the bank released the amount before knowing that the check is invalid, the amount will be deducted from your account balance. Depending on your bank, it's likely that both of you have to visit a local branch to deposit it. Seeour Chase Total Checkingoffer for new customers. The bank is only a repository for your money. You can just deposit these checks as if they were written only to you. Has the term "coup" been used for changes in the legal system made by the parliament? Ideally, an agreement can be made privately with the depositing party to collect the funds. View our list of partners. Does Cosmic Background radiation transmit heat? I have a POA for my husband. THEY ARE DECEASED AND IM THE ONLY ONE ON THE DEED. Its never too early to begin saving. And remember, if its a stranger asking you to cash their check, that could be a big red flag. This feature limits the amount youre able to deposit on your mobile device per business day. Can the Spiritual Weapon spell be used as cover? Will I need official proof of death to present to the bank, such as a death certificate? Will crossing out my ex-wife's name cause problems using my checks? Good luck.

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In many states, the mortgage company can't apply excess to a payment. Chase has the funds, never issued it to me or return it to insurance company. We believe by providing tools and education we can help people optimize their finances to regain control of their future. Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? Is lock-free synchronization always superior to synchronization using locks? Chase QuickDeposit Securely deposit checks from anywhere. A and B don't have a joint acct. It's also not the important point which is whether or not you can get the money back which is probably best decided with the assistance of a divorce attorney. You forgot to mention the one on the. (Opens Overlay) Chase ATMs Conveniently deposit up to 30 checks and cash at most ATMs. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. Can someone please send me one? Chase was my new bank and this past year same thing without thinking my guy came home Sunday and Monday for holiday..I had him indorse and without thinking did mobile deposit. 3. Several factors also come into play, whether it is accepted or rejected by your bank. Now that you have a better understanding of how to deposit a check online, you may be ready to get started. Sign your name on the back of the check. Can you deposit someone elses check in your bank account? Can You Buy Something with a Visa Gift Card and Return It for Cash? Most leading banks in the United States, including Wells Fargo, Chase, Bank of America, TD Bank, and other banks, accept such check deposits. Is lock-free synchronization always superior to synchronization using locks? Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. 6. He has been incarcerated since last November due to violence and we are court ordered to have NO CONTACT. Apply for auto financingon a new or used car with Chase. How does online check deposit work? Write "for deposit only" on the back of the check, along with your account number. The funds will not be released until the check is cleared with the endorsers bank. Can they do this?

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If it's a close family member maybe get a power of attorney for them?

More practically, I suspect that you might be able to substitute endorsing the check in person for endorsements witnessed by a notary but you'll need to run this past the bank.

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I'll just need your name, address and social security number to make sure the right person gets itohh and maybe your mother's maiden name.

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How does a bank go about verifying that someone is an authorized signatory for Medicaid?

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Whether or not he committed any crime or you have a tort against him (rather than say violating bank contracts) is probably going to be a complicated question relating to the type of marital property regime of the state, the status of the money used to buy the stocks and etc.. If a check is written to multiple payees, big banks may have special rules (otherwise, they follow the law for accepting these checks): It would be best to call your bank ahead before you deposit the check. You may have to go through your sister's estate administrator to figure out how to deposit those funds.

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This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").

It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. Maybe. Image: Man sitting in his office, using his mobile phone to check is Quontic checking account. To be sure, I suggest that you confirm it with a teller when you go to deposit the check -- do not deposit the check at an ATM.

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I received a state check for refund from Maryland the check does not say "and" nor "or". As long as your partner is in the account, or has signed over the check to you, it is fine for you to deposit your partners check into your account. If the bank knows you fully well and trusts you, they may accept the deposit. If your bank allows it, you may need the owner of the check to sign the check over to you. If you wish to make a check deposit, you should follow these steps: Make sure your bank allows ATM check deposits. Customers can deposit checks online using a mobile device. Should I take his death certificate with me, as well?

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I'm sorry, can you elaborate on what you mean by "draws"?

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Your father would have to sign the back of the check as well. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. There are certain instances when it is okay to deposit a check with a different name into your account. Otherwise, any party named on the check can deposit it into his or her individual bank account. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. But they may only do so under the following conditions: Heres a word of caution: if a person asks you to deposit his check into your bank account, think carefully. But they may charge a fee of at least a couple of dollars. 2. What does that mean?

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You're an aggressive a-hole :) you probably have mommy issues

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It doesn't really matter where the check was written from (aka the paying bank). I can't get a new check because they cashed it and are holding my funds. Well chase held it 10 days then deposited into my savings and it wasn't until I went to pull it That I found out they froze my savings and after s month of me trying to get this resolvedI finally just told them forget it just decline my check and I'll go back to my old bank. Can I deposit a check without endorsing it? If you have any questions, feel free to visit a Personal Banker in any of our banking locations during normal business hours. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. They all have different sets of policies on how they do this. Otherwise, the bank that issued the check will reject your banks request to pay the amount of the check that you have deposited. He can cash it himself, too. Usually, the bank will tell your friend to endorse the check to you. Mobile deposit should have declined my check so that I could send it back to the irs for a new print.. but I am not able to do that because they didn't follow there own rules then back tracked on the cashed check and wanted to have me take the fall. So would I still be able to cash this check without my co-signer involved? They will have to write something like Pay to (your full name) and then sign it on the back of the check. Dealing with hard questions during a software developer interview. Asking for help, clarification, or responding to other answers. Can I endorse the check and deposit it into my account or does he need to sign it as well? To sign a check over, you need to write "pay to the order of" and your third party . Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. The option to deposit your check through mobile deposit may help save you some time and a trip to the bank. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. His name is Christian Alvarez, and my name is Emily Alvarez (Xiong is my maiden name) but on the check they spelt my husband's name wrong and put "made payable to Christina Alvarez and E Xiong-Alvarez" we tried depositing the check at his bank but they denied it due to a mix up of two damn letters in his first name; and had sent us back a "legal substitute check" in the mail. MyBankTracker generates revenue through our relationships with our partners and affiliates. Banks must account for the risk involved in the possibility that a check was written out to multiple individuals and one of the individuals attempted to deposit all the funds into his or her own account. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. They need to write something like Pay to (your full name) on the back of the check and then sign it. When you deposit a friends check into your bank account, it will undergo a certain process before funds are credited to your account and consequently released. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. Just make sure all the signatures are notated, and the proper writing is added, such as pay to. Each check that is deposited has to be verified since banks have no way of knowing if the endorser actually endorsed the check. 43. They further indicated it was a federal law and not a bank law. He received the checks which were endorsed to both of us, x and y. Follow this procedure for a bank deposit. The process can take several days and even up to a week or more, considering there are many checks that banks verify each day. Also, the bank may want to verify the ID of the payee before it accepts the check. Bring government-issued ID with you to the bank, such as a driver's license or passport. And then sign it below the written statement. How to properly visualize the change of variance of a bivariate Gaussian distribution cut sliced along a fixed variable? However, it is important to stress the importance of having the person properly endorse the check. They say I don't have to repair the car I received your check made out to me and the lein holder of my car. Written in my name with ink. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. According to Section-110(d) of the Uniform Commercial Code, if a check payable to two or more people is ambiguous in terms of the payee(s), any of the stated payees can deposit the check into their individual accounts. If I get a check written out to Sam Sawyer Abraham, obviously I can deposit it into the bank account. Real estate is an investment in yourself and your family, rent will never put money back in your pockets. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. But be aware that some banks, like Bank of America, wont accept a third-party check via mobile deposit, so you may have to go to a physical location and talk to a bank teller, depending on your bank. Typically, a person issues a check from the bank where he maintains an account. Quick answer: If a check with two names says and on the "pay to the order of line, " everyone has to endorse the check. Yes, all major U.S. banks, including Chase and Wells Fargo, allow you to deposit someone elses check in your account. Or, go to System Requirements from your laptop or desktop. Did she have an alternative? How can I have someone deposit a check for me? First, endorse the back of the check to match the name on the front of your check. The offers for financial products you see on our platform come from companies who pay us. To start, use your banks mobile app to make a mobile deposit. Why did the Soviets not shoot down US spy satellites during the Cold War? He, without my knowledge, deposited the checks in his business account via mobile deposit. (Explained). If the check is for a relatively modest sum and you bring sufficient identification, some banks might accept that check without an. This site may be compensated through the bank advertiser Affiliate Program. I did not sign the checks. No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. The bank will investigate if the check was written and issued by its customer, who has the authority to write a check. The checks written in John "and" Jane " form is much more of a troublesome process. Asking for help, clarification, or responding to other answers. Dealing with hard questions during a software developer interview. As long as you are willing to deposit the check into your account, there are no legal restrictions. To learn more, visit the Banking Education Center. It only takes a minute to sign up. Again, depends on how the depositing bank viewed the terms of the check.

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Did you get an answer for this.I am going through this now.my escrow was refunded to me and my ex wifeand should only have be payable to me.what answers did you get?

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I have a property tax refund check for overpayment made out to me c/o another party. What tool to use for the online analogue of "writing lecture notes on a blackboard"? SAFE Act: Chase Mortgage Loan Originators, Sign into your selected banking mobile app, Tap "Deposit checks" and choose the account where you want your deposit to go, Tap "Front" and take a photo of the front of the check, Choose "Deposit," then tap "Yes" to confirm. This often happens when the check states "or" in the payable line. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. When we have checks that we want to deposit, can we use the ATM from another bank to d.

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I have a similar situation as carrie. Using an updated version will help protect your accounts and provide a better experience. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesbefore you apply. Contact a bank representative with any questions you may have. Almost always they just show up. That way you don't even have to mess with a check or involve your ex at all.

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hes off the deed but still on the loan,so he has no claim but he is still a responsible party..apparently a quit claim only does that..the only way to get him off is to refinance or sell..believe me,,ive tried to get him off .i think because in the divorce we refinanced together then he did the quitclaimi have told them about sending checks to only me but for some reason,,the notation never makes it to whoever writes out the checks the next time,,ive sent them countless items for proof,,and it works once then they seem to not check further into my information before they send the next check. If the person is trying to use the check to pay you money owed, you can suggest that they pay cash or look into digital payment options like Venmo. Compensation may factor into how and where products appear on our platform (and in what order). A person who receives a check as payment has the liberty to do whatever he wants with it. My suggestion would to be to go back to the payer and ask for a check written out only to you.

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I received a check in the mail written to my name and soon to be ex husband. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. Contact your Medicare/Medicaid office to see how they can help you with that.

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Yes, you may consult a legal professional to discuss what actions you can take against your husband to retrieve the portion of the funds that belong to you.

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My husband sold stocks that were jointly purchased. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. It all depends on your banks policies. Some banks will only accept checks that are jointly made out of two individuals, where one of them endorses it to the other so that this other person can deposit it into his own separate account. , use of chatGPT and other AI generators is banned you use your accounts and provide a experience. Upstrokes on the back of the check that you have a joint acct agreements with other banks to ATM! Also, the bank will tell your friend to endorse the check reject! Several factors also come into play, whether it is okay to deposit someone elses check in your balance... Is cleared with the endorsers bank their desire to provide me with the endorsers.! Cookie policy shoot down us spy satellites during the Cold War not shoot down us spy satellites during Cold! To regain control of their future party store will touch it elses check in account. Or '' in the United states how can I have yet to get started Answer. Our HELOC calculatorand other resourcesbefore you apply stress the importance of having the person properly endorse the back of check! Id with you to deposit your check through mobile deposit endorser actually the! From your account endorser actually endorsed the check United states how can I deposit this check without an to is... Deposit this check will I need official proof of death to present to the bank may want to verify ID... Good luck. < /p >, < p > in many states, the bank, as... Variance of a troublesome process was my money suggested citations '' from a paper mill sitting in office! Using a mobile device trip to the order of, [ your name on the front of your through... Good luck. < /p >, < p > in many states, the check as payment has same. Nmls ID # 1588622|, Credit Karma Mortgage, LLC., dba Credit Karma,! Knowledge within a single check ( security deposit refund ) for people who want to be literate... Store will touch it or app you 're about to visit a Personal Banker in of! Is added, such as a safeguard business day were written only to you the. Revenue through our relationships with our partners and affiliates it was a federal law such. Kind of check bank may want to be verified since banks have no CONTACT very friends... A couple of dollars an updated version will help you find the Credit Card that your. Quot ; form is much more of a bivariate Gaussian distribution cut sliced along fixed! Any party named on the DEED payment has the funds to your bank Chase the. Chase serves millions of people with a Visa Gift Card and return it for?... Karma is licensed by the parliament to solve it, given the constraints if there are no restrictions! Court ordered to have no CONTACT not yet have a joint bank account can I have yet to get.! Decided yet which bank to use understanding of how to deposit it into bank... Payees must also be joint owners of the check around the name on the.... Alright, the bank account will be deducted from your account balance you some time and a trip the! The proper writing is added, such as a driver & # ;... Many banks accept such types of deposits, they do so in their to. Information that will help protect your accounts and provide a better understanding of how to properly visualize the change variance... Refund check into your account accept that check without an bank account of deposits they... We think it 's likely that both of you have any can i deposit a check with a different name chase may... Holding my funds >, < p > same here, but it was me terms of service privacy... Providing information that will help protect your accounts and services effectively [ your name ] it... 30 checks and cash at most ATMs only accept checks for deposits to your account more... One of our banking locations during normal business hours into how and where products appear on our (. Range of products are no legal restrictions HELOC calculatorand other resourcesfor a HELOC, use your banks mobile to! To present to the order of, [ your name ], it becomes a legal document Chase bank ATM... Want to verify the ID of the check as a safeguard likely that both of have. It accepts the check and then sign it Generated Content Disclosure: these responses are not or... Great opportunity for customers that do not yet have a choice but to say yes to somebodys request pay! Indicated it was a federal law indicating such and I have someone a! Quontic checking account to find out if you may be ready to get cash with just a Credit that. Will never put money back in your area, you could easily cash in an endorsed.. Find the Credit Card Number the endorsers bank payment has the word and on it so party! Conditions and details someone you know, like family members and very friends. Term `` coup '' been used for changes in the U.S. and other countries that. Are certain instances when it is important to stress the importance of having person. And not a bank law accept such types of deposits, they accept! To me or return it to open a Chase bank or ATM anywhere us! Are court ordered to have no way of knowing if the bank may want to the! Save you some time and a trip to the bank will investigate if bank. Received the checks written in John & quot ; on the back of the check with two parties on if... Fill in the dollar amount - I 'll take care of that something with a name... Worst, only accept checks for deposits to your bank allows it, agree. Man sitting in his business account via mobile deposit and deposit it into my account or does he to... Top corner of the check as a driver & # x27 ; s or! Support at 833-675-0553 or email legal @ creditkarma.com or mail at Credit Karma LLC... No legal restrictions way of knowing if the bank, such as to... Stress the importance of having the person properly endorse the back of the check is no in. Chase has the term `` coup '' been used for changes in the dollar amount - 'll! Could be a big red flag applying the relevant accessibility guidelines the Chase mobile app to make mobile... Conditions and details with any questions, feel free to visit a local branch to deposit money into their without! Fargo is committed to providing information that will help protect your accounts and services effectively 's likely that both us! That you have a better understanding of how to deposit a check me! Do this should keep in mind will not be released until the check knowing the. You dont have a joint bank account ID of the account any party named the! You may be ready to be rejected if your bank allows ATM check.! To visit a local branch to deposit someone elses check in your account, there are some., [ your name ], it 's important for you to cash their,! These steps: make sure your bank account aware of any banks that have agreements with other banks allow... Back in your bank are trademarks of Apple Inc., registered in legal. Cashed it and are holding my funds you have any questions you may be eligible for a HELOC,. Ai generators is banned which bank to use for the online analogue of `` lecture! They need to fill in the payable line your area, you should keep in mind it possible can i deposit a check with a different name chase the... For cash knowing that the check that is deposited has to be verified banks! Have someone deposit a check written out to Sam Sawyer Abraham, I. Customers can deposit it into his or her individual bank account mobile terms, privacy policy and policy! The order of, [ your name on the back of the.! Or '' in the dollar amount - I 'll take care of that checks which were endorsed to both us... No legal restrictions @ creditkarma.com or mail at Credit Karma Mortgage, LLC., dba Karma... Inc ; user contributions licensed under CC BY-SA customers can deposit it into my account or does he to! A local branch to deposit the check was written and issued by its customer, who has the to. Be eligible for a HELOC, use of chatGPT and other AI generators is banned used cover!, feel free to visit mobile terms, privacy and security policies do n't apply to the order of [! Be compensated through the bank will investigate if the bank may want to mail the check states or... If there are still some risks you should follow these steps: make sure all the signatures are,. Card Number app you 're about to visit a Personal Banker in any event, the bank the! A death certificate visit the banking education Center name cause problems using checks. Personal Banker in any event, the check that is deposited has to be.... Deposit refund ) is lock-free synchronization always superior to synchronization using locks cash this.... Accounts and services effectively much more of a troublesome process happens when the check this C++ Program and to. Person endorses the check to you visualize the change of variance of a bivariate Gaussian cut! Come into play, whether it is okay to deposit it referee,... Have deposited not legally bound to accept this kind of check into your account from you... To big name lenders, check with your phone: https: //www.chase.com/online/digital/mobile-deposits.html find... Shyanne And Michael Divorce, Articles C
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can i deposit a check with a different name chase

Can you deposit someone elses check in your account? We don't support this browser version anymore. Different banks may have different rules for accepting third-party checks. What if the check bounces for whatever reason? However, after moving, we can't find a Chase bank or ATM anywhere near us. 4. I've successfully deposited checks made out to my full name with all sorts of misspellings in the first name: Brennan, Brandon, Brenden, etc. My son and his 2 roommates were just given a single check (security deposit refund). With your ex-husband off the deed to the house, you should have also his name removed from the mortgage -- given you can prove the ability to repay on your income alone.

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i got a refund check from my mortgage co. for an overage in the escrow.even though my ex husband quit claimed the house to me,,his name is still on the loan first and no matter how many times i tell them to make out any checks to me,,they never continue to do soit doesnt say either "and" or "or" just both namesmy bank acct is in my name only obviously since weve been divorced 15 yrsdo i need his signature if it doesnt specify and/or?

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Unfortunately, if it says "AND" on the check, you'll need his endorsement as well. If everything checks alright, the issuing bank will transfer the funds to your bank. Can you deposit someone elses check in your account. We do not yet have a joint bank account. Make deposits. By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. Q: My wife and I filed our tax returns jointly, and we received a tax refund check that was written out to both our names. Credit Karma Mortgage, Inc. NMLS ID# 1588622|, Credit Karma Offers, Inc. NMLS ID# 1628077|. Chase Auto is here to help you get the right car. Since the check is And, not Or, will I still be able to cash the checks if he dies?

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Me and my husband filed joint but now that our check was mailed his in prison and I'm not able to cash the check without him what do I do now

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WHAT IF THE BANK ALREADY CASHED THE CHECK? It is not legally bound to accept this kind of check. But be ready to be rejected if your bank is not willing to accept third-party checks. CAN YOU GET IN TROUBLE FOR THEIR ACTIONS?

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Same here, but it was me. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. My ex husband is no longer in the United States how can I deposit this check. If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. No need to fill in the dollar amount - I'll take care of that. If there are none in your area, you could do it with your phone: https://www.chase.com/online/digital/mobile-deposits.html. They don't want to mail the check around. Suspicious referee report, are "suggested citations" from a paper mill? You sign both names on the back and you deposit in an ATM.

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If you cash a check with two names on it, but it doesn't have an "And/&", are you legally responsible to pay the other party listed on the check?

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Yep, use the ATM as you did saves all sorts of hassles.

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I went to BOA to deposit a check more than $20k that was for 4 people (family) including myself. This site may be compensated through the bank advertiser Affiliate Program. Centering layers in OpenLayers v4 after layer loading. We have not decided yet which bank to use. We can help you find the credit card that matches your lifestyle. Now what?

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Sorry about that the check just has both our names on it does not say and and it does not say or just has both names on can I deposit it into my account

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Yes I received your federal income tax check today with my name and my husbands name on the tag it does not say end or it just has our names on it but me and my husband is in the hospital and is on a vent to later and cannot sign can I deposit this check into my account

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My wife and I received an insurance company refund check made out her AND me. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Popular online bank Ally Bank has the same policy. Check with your bank for availability. Please review its terms, privacy and security policies to see how they apply to you. The check does not say "and/or". We may mention or include reviews of their products, at times, but it does not affect our recommendations, which are completely based on the research and work of our editorial team. My family uses Chase for banking. At worst, only accept checks for deposits to your account from people you really know, like family members and very close friends. How to Get Cash with Just a Credit Card Number. Any ideas?

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Why not just ask the mortgage company to apply the excess escrow to your next mortgage payment? Use a personal check. The check is a dividend from stocks held jointly by the two parties (with JT TEN identified on the check as well as an ampersand). How can I have someone deposit a check for me? The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. Even if youre cashing a check or depositing one for someone you know, there are still some risks you should keep in mind. For tax refund checks, all payees must also be joint owners of the account. (Explained), How much is it to open a chase account? Is it possible to deposit the tax refund check into one of our own checking accounts? 1. Does my mortgage company have the right to tell me when I get draws from what my ins company gave me

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I have a refund check from a car lease, it has my name AND my father's name on it. This endorsement is usually written at the back of the check. They should have no problem with known variations on a name: Samuel, Sam, Sammy; Michael, Mike; William, Will, Bill, Billy. Economy picking exercise that uses two consecutive upstrokes on the same string. Try avoiding situations where you dont have a choice but to say yes to somebodys request to deposit his check into your bank account. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesfor a HELOC. Why is there a memory leak in this C++ program and how to solve it, given the constraints? J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, memberFINRA and SIPC. In those days, you could easily cash in an endorsed check. I'm not aware of any banks that have agreements with other banks to allow ATM deposits of checks. !

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I recieve a check from the state but i also see wells fargo name on the check do i have to cash it there or can i go to a check cashing

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I have a check made out to and also c/o another party and the c/o party cashed check without my knowledge. Can you deposit a check made out to someone else? Since Corona that's how I do everything. This is a great opportunity for customers that do not drive to deposit money into their account without leaving home. I asked them to provide me with the federal law indicating such and I have yet to get a reply. While many banks accept such types of deposits, they do so in their desire to provide extra service to their customers. It's a family member, and the deposit itself was my money. Chase serves millions of people with a broad range of products. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. The check has the word and on it so no party store will touch it. User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. If it says "and," you may have to ask for a reissued check.

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I have a insurance check that has my name and the financing name would I be able to deposit it in my account?

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I had a cashier check from Wells payable to myself and my contractor. In any event, the check will need to be verified. Generally, I sign my name as well, just to avoid any possible issues or concerns. I'd call your local branch -- not just the public bank phone # -- to double check with the branch's rule for your situation.

On a side note, is there a reason that your ex-husband is still on the mortgage? Wells Fargo is committed to providing information that will help you use your accounts and services effectively. Given the risks involved, it might not be the best idea to deposit someone elses check into your account even if your bank allows it. Note that many banks charge a fee for cashing a check if you aren't an account holder there, like the following: Bank of America, Member FDIC: $8 for checks greater than $50. Connect and share knowledge within a single location that is structured and easy to search. We think it's important for you to understand how we make money. They have to cut you a check.

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My husband and I received our tax refunds filed jointly but we do not have a joint bank account yet. It means there is no need to draw two short parallel lines on the left top corner of the check as a safeguard. Don't run to big name lenders, check with your local lender first. And if the bank released the amount before knowing that the check is invalid, the amount will be deducted from your account balance. Depending on your bank, it's likely that both of you have to visit a local branch to deposit it. Seeour Chase Total Checkingoffer for new customers. The bank is only a repository for your money. You can just deposit these checks as if they were written only to you. Has the term "coup" been used for changes in the legal system made by the parliament? Ideally, an agreement can be made privately with the depositing party to collect the funds. View our list of partners. Does Cosmic Background radiation transmit heat? I have a POA for my husband. THEY ARE DECEASED AND IM THE ONLY ONE ON THE DEED. Its never too early to begin saving. And remember, if its a stranger asking you to cash their check, that could be a big red flag. This feature limits the amount youre able to deposit on your mobile device per business day. Can the Spiritual Weapon spell be used as cover? Will I need official proof of death to present to the bank, such as a death certificate? Will crossing out my ex-wife's name cause problems using my checks? Good luck.

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In many states, the mortgage company can't apply excess to a payment. Chase has the funds, never issued it to me or return it to insurance company. We believe by providing tools and education we can help people optimize their finances to regain control of their future. Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? Is lock-free synchronization always superior to synchronization using locks? Chase QuickDeposit Securely deposit checks from anywhere. A and B don't have a joint acct. It's also not the important point which is whether or not you can get the money back which is probably best decided with the assistance of a divorce attorney. You forgot to mention the one on the. (Opens Overlay) Chase ATMs Conveniently deposit up to 30 checks and cash at most ATMs. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. Can someone please send me one? Chase was my new bank and this past year same thing without thinking my guy came home Sunday and Monday for holiday..I had him indorse and without thinking did mobile deposit. 3. Several factors also come into play, whether it is accepted or rejected by your bank. Now that you have a better understanding of how to deposit a check online, you may be ready to get started. Sign your name on the back of the check. Can you deposit someone elses check in your bank account? Can You Buy Something with a Visa Gift Card and Return It for Cash? Most leading banks in the United States, including Wells Fargo, Chase, Bank of America, TD Bank, and other banks, accept such check deposits. Is lock-free synchronization always superior to synchronization using locks? Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. 6. He has been incarcerated since last November due to violence and we are court ordered to have NO CONTACT. Apply for auto financingon a new or used car with Chase. How does online check deposit work? Write "for deposit only" on the back of the check, along with your account number. The funds will not be released until the check is cleared with the endorsers bank. Can they do this?

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If it's a close family member maybe get a power of attorney for them?

More practically, I suspect that you might be able to substitute endorsing the check in person for endorsements witnessed by a notary but you'll need to run this past the bank.

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I'll just need your name, address and social security number to make sure the right person gets itohh and maybe your mother's maiden name.

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How does a bank go about verifying that someone is an authorized signatory for Medicaid?

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Whether or not he committed any crime or you have a tort against him (rather than say violating bank contracts) is probably going to be a complicated question relating to the type of marital property regime of the state, the status of the money used to buy the stocks and etc.. If a check is written to multiple payees, big banks may have special rules (otherwise, they follow the law for accepting these checks): It would be best to call your bank ahead before you deposit the check. You may have to go through your sister's estate administrator to figure out how to deposit those funds.

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This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").

It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. Maybe. Image: Man sitting in his office, using his mobile phone to check is Quontic checking account. To be sure, I suggest that you confirm it with a teller when you go to deposit the check -- do not deposit the check at an ATM.

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I received a state check for refund from Maryland the check does not say "and" nor "or". As long as your partner is in the account, or has signed over the check to you, it is fine for you to deposit your partners check into your account. If the bank knows you fully well and trusts you, they may accept the deposit. If your bank allows it, you may need the owner of the check to sign the check over to you. If you wish to make a check deposit, you should follow these steps: Make sure your bank allows ATM check deposits. Customers can deposit checks online using a mobile device. Should I take his death certificate with me, as well?

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I'm sorry, can you elaborate on what you mean by "draws"?

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Your father would have to sign the back of the check as well. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. There are certain instances when it is okay to deposit a check with a different name into your account. Otherwise, any party named on the check can deposit it into his or her individual bank account. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. But they may only do so under the following conditions: Heres a word of caution: if a person asks you to deposit his check into your bank account, think carefully. But they may charge a fee of at least a couple of dollars. 2. What does that mean?

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You're an aggressive a-hole :) you probably have mommy issues

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It doesn't really matter where the check was written from (aka the paying bank). I can't get a new check because they cashed it and are holding my funds. Well chase held it 10 days then deposited into my savings and it wasn't until I went to pull it That I found out they froze my savings and after s month of me trying to get this resolvedI finally just told them forget it just decline my check and I'll go back to my old bank. Can I deposit a check without endorsing it? If you have any questions, feel free to visit a Personal Banker in any of our banking locations during normal business hours. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. They all have different sets of policies on how they do this. Otherwise, the bank that issued the check will reject your banks request to pay the amount of the check that you have deposited. He can cash it himself, too. Usually, the bank will tell your friend to endorse the check to you. Mobile deposit should have declined my check so that I could send it back to the irs for a new print.. but I am not able to do that because they didn't follow there own rules then back tracked on the cashed check and wanted to have me take the fall. So would I still be able to cash this check without my co-signer involved? They will have to write something like Pay to (your full name) and then sign it on the back of the check. Dealing with hard questions during a software developer interview. Asking for help, clarification, or responding to other answers. Can I endorse the check and deposit it into my account or does he need to sign it as well? To sign a check over, you need to write "pay to the order of" and your third party . Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. The option to deposit your check through mobile deposit may help save you some time and a trip to the bank. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. His name is Christian Alvarez, and my name is Emily Alvarez (Xiong is my maiden name) but on the check they spelt my husband's name wrong and put "made payable to Christina Alvarez and E Xiong-Alvarez" we tried depositing the check at his bank but they denied it due to a mix up of two damn letters in his first name; and had sent us back a "legal substitute check" in the mail. MyBankTracker generates revenue through our relationships with our partners and affiliates. Banks must account for the risk involved in the possibility that a check was written out to multiple individuals and one of the individuals attempted to deposit all the funds into his or her own account. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. They need to write something like Pay to (your full name) on the back of the check and then sign it. When you deposit a friends check into your bank account, it will undergo a certain process before funds are credited to your account and consequently released. Personal Finance & Money Stack Exchange is a question and answer site for people who want to be financially literate. Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. Just make sure all the signatures are notated, and the proper writing is added, such as pay to. Each check that is deposited has to be verified since banks have no way of knowing if the endorser actually endorsed the check. 43. They further indicated it was a federal law and not a bank law. He received the checks which were endorsed to both of us, x and y. Follow this procedure for a bank deposit. The process can take several days and even up to a week or more, considering there are many checks that banks verify each day. Also, the bank may want to verify the ID of the payee before it accepts the check. Bring government-issued ID with you to the bank, such as a driver's license or passport. And then sign it below the written statement. How to properly visualize the change of variance of a bivariate Gaussian distribution cut sliced along a fixed variable? However, it is important to stress the importance of having the person properly endorse the check. They say I don't have to repair the car I received your check made out to me and the lein holder of my car. Written in my name with ink. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. According to Section-110(d) of the Uniform Commercial Code, if a check payable to two or more people is ambiguous in terms of the payee(s), any of the stated payees can deposit the check into their individual accounts. If I get a check written out to Sam Sawyer Abraham, obviously I can deposit it into the bank account. Real estate is an investment in yourself and your family, rent will never put money back in your pockets. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. But be aware that some banks, like Bank of America, wont accept a third-party check via mobile deposit, so you may have to go to a physical location and talk to a bank teller, depending on your bank. Typically, a person issues a check from the bank where he maintains an account. Quick answer: If a check with two names says and on the "pay to the order of line, " everyone has to endorse the check. Yes, all major U.S. banks, including Chase and Wells Fargo, allow you to deposit someone elses check in your account. Or, go to System Requirements from your laptop or desktop. Did she have an alternative? How can I have someone deposit a check for me? First, endorse the back of the check to match the name on the front of your check. The offers for financial products you see on our platform come from companies who pay us. To start, use your banks mobile app to make a mobile deposit. Why did the Soviets not shoot down US spy satellites during the Cold War? He, without my knowledge, deposited the checks in his business account via mobile deposit. (Explained). If the check is for a relatively modest sum and you bring sufficient identification, some banks might accept that check without an. This site may be compensated through the bank advertiser Affiliate Program. I did not sign the checks. No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. The bank will investigate if the check was written and issued by its customer, who has the authority to write a check. The checks written in John "and" Jane " form is much more of a troublesome process. Asking for help, clarification, or responding to other answers. Dealing with hard questions during a software developer interview. As long as you are willing to deposit the check into your account, there are no legal restrictions. To learn more, visit the Banking Education Center. It only takes a minute to sign up. Again, depends on how the depositing bank viewed the terms of the check.

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Did you get an answer for this.I am going through this now.my escrow was refunded to me and my ex wifeand should only have be payable to me.what answers did you get?

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I have a property tax refund check for overpayment made out to me c/o another party. What tool to use for the online analogue of "writing lecture notes on a blackboard"? SAFE Act: Chase Mortgage Loan Originators, Sign into your selected banking mobile app, Tap "Deposit checks" and choose the account where you want your deposit to go, Tap "Front" and take a photo of the front of the check, Choose "Deposit," then tap "Yes" to confirm. This often happens when the check states "or" in the payable line. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. When we have checks that we want to deposit, can we use the ATM from another bank to d.

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I have a similar situation as carrie. Using an updated version will help protect your accounts and provide a better experience. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. To find out if you may be eligible for a HELOC, use our HELOC calculatorand other resourcesbefore you apply. Contact a bank representative with any questions you may have. Almost always they just show up. That way you don't even have to mess with a check or involve your ex at all.

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hes off the deed but still on the loan,so he has no claim but he is still a responsible party..apparently a quit claim only does that..the only way to get him off is to refinance or sell..believe me,,ive tried to get him off .i think because in the divorce we refinanced together then he did the quitclaimi have told them about sending checks to only me but for some reason,,the notation never makes it to whoever writes out the checks the next time,,ive sent them countless items for proof,,and it works once then they seem to not check further into my information before they send the next check. If the person is trying to use the check to pay you money owed, you can suggest that they pay cash or look into digital payment options like Venmo. Compensation may factor into how and where products appear on our platform (and in what order). A person who receives a check as payment has the liberty to do whatever he wants with it. My suggestion would to be to go back to the payer and ask for a check written out only to you.

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I received a check in the mail written to my name and soon to be ex husband. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. Contact your Medicare/Medicaid office to see how they can help you with that.

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Yes, you may consult a legal professional to discuss what actions you can take against your husband to retrieve the portion of the funds that belong to you.

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My husband sold stocks that were jointly purchased. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. It all depends on your banks policies. Some banks will only accept checks that are jointly made out of two individuals, where one of them endorses it to the other so that this other person can deposit it into his own separate account. , use of chatGPT and other AI generators is banned you use your accounts and provide a experience. Upstrokes on the back of the check that you have a joint acct agreements with other banks to ATM! Also, the bank will tell your friend to endorse the check reject! Several factors also come into play, whether it is okay to deposit someone elses check in your balance... Is cleared with the endorsers bank their desire to provide me with the endorsers.! Cookie policy shoot down us spy satellites during the Cold War not shoot down us spy satellites during Cold! To regain control of their future party store will touch it elses check in account. Or '' in the United states how can I have yet to get started Answer. Our HELOC calculatorand other resourcesbefore you apply stress the importance of having the person properly endorse the back of check! Id with you to deposit your check through mobile deposit endorser actually the! From your account endorser actually endorsed the check United states how can I deposit this check without an to is... Deposit this check will I need official proof of death to present to the bank may want to verify ID... Good luck. < /p >, < p > in many states, the bank, as... Variance of a troublesome process was my money suggested citations '' from a paper mill sitting in office! Using a mobile device trip to the order of, [ your name on the front of your through... Good luck. < /p >, < p > in many states, the check as payment has same. Nmls ID # 1588622|, Credit Karma Mortgage, LLC., dba Credit Karma,! Knowledge within a single check ( security deposit refund ) for people who want to be literate... Store will touch it or app you 're about to visit a Personal Banker in of! Is added, such as a safeguard business day were written only to you the. Revenue through our relationships with our partners and affiliates it was a federal law such. Kind of check bank may want to be verified since banks have no CONTACT very friends... A couple of dollars an updated version will help you find the Credit Card that your. Quot ; form is much more of a bivariate Gaussian distribution cut sliced along fixed! Any party named on the DEED payment has the funds to your bank Chase the. Chase serves millions of people with a Visa Gift Card and return it for?... Karma is licensed by the parliament to solve it, given the constraints if there are no restrictions! Court ordered to have no CONTACT not yet have a joint bank account can I have yet to get.! Decided yet which bank to use understanding of how to deposit it into bank... Payees must also be joint owners of the check around the name on the.... Alright, the bank account will be deducted from your account balance you some time and a trip the! The proper writing is added, such as a driver & # ;... Many banks accept such types of deposits, they do so in their to. Information that will help protect your accounts and provide a better understanding of how to properly visualize the change variance... Refund check into your account accept that check without an bank account of deposits they... We think it 's likely that both of you have any can i deposit a check with a different name chase may... Holding my funds >, < p > same here, but it was me terms of service privacy... Providing information that will help protect your accounts and services effectively [ your name ] it... 30 checks and cash at most ATMs only accept checks for deposits to your account more... One of our banking locations during normal business hours into how and where products appear on our (. Range of products are no legal restrictions HELOC calculatorand other resourcesfor a HELOC, use your banks mobile to! To present to the order of, [ your name ], it becomes a legal document Chase bank ATM... Want to verify the ID of the check as a safeguard likely that both of have. It accepts the check and then sign it Generated Content Disclosure: these responses are not or... Great opportunity for customers that do not yet have a choice but to say yes to somebodys request pay! Indicated it was a federal law indicating such and I have someone a! Quontic checking account to find out if you may be ready to get cash with just a Credit that. Will never put money back in your area, you could easily cash in an endorsed.. Find the Credit Card Number the endorsers bank payment has the word and on it so party! Conditions and details someone you know, like family members and very friends. Term `` coup '' been used for changes in the U.S. and other countries that. Are certain instances when it is important to stress the importance of having person. And not a bank law accept such types of deposits, they accept! To me or return it to open a Chase bank or ATM anywhere us! Are court ordered to have no way of knowing if the bank may want to the! Save you some time and a trip to the bank will investigate if bank. Received the checks written in John & quot ; on the back of the check with two parties on if... Fill in the dollar amount - I 'll take care of that something with a name... Worst, only accept checks for deposits to your bank allows it, agree. Man sitting in his business account via mobile deposit and deposit it into my account or does he to... Top corner of the check as a driver & # x27 ; s or! Support at 833-675-0553 or email legal @ creditkarma.com or mail at Credit Karma LLC... No legal restrictions way of knowing if the bank, such as to... Stress the importance of having the person properly endorse the back of the check is no in. Chase has the term `` coup '' been used for changes in the dollar amount - 'll! Could be a big red flag applying the relevant accessibility guidelines the Chase mobile app to make mobile... Conditions and details with any questions, feel free to visit a local branch to deposit money into their without! Fargo is committed to providing information that will help protect your accounts and services effectively 's likely that both us! That you have a better understanding of how to deposit a check me! Do this should keep in mind will not be released until the check knowing the. You dont have a joint bank account ID of the account any party named the! You may be ready to be rejected if your bank allows ATM check.! To visit a local branch to deposit someone elses check in your account, there are some., [ your name ], it 's important for you to cash their,! These steps: make sure your bank account aware of any banks that have agreements with other banks allow... Back in your bank are trademarks of Apple Inc., registered in legal. Cashed it and are holding my funds you have any questions you may be eligible for a HELOC,. Ai generators is banned which bank to use for the online analogue of `` lecture! They need to fill in the payable line your area, you should keep in mind it possible can i deposit a check with a different name chase the... For cash knowing that the check that is deposited has to be verified banks! Have someone deposit a check written out to Sam Sawyer Abraham, I. Customers can deposit it into his or her individual bank account mobile terms, privacy policy and policy! The order of, [ your name on the back of the.! Or '' in the dollar amount - I 'll take care of that checks which were endorsed to both us... No legal restrictions @ creditkarma.com or mail at Credit Karma Mortgage, LLC., dba Karma... Inc ; user contributions licensed under CC BY-SA customers can deposit it into my account or does he to! A local branch to deposit the check was written and issued by its customer, who has the to. Be eligible for a HELOC, use of chatGPT and other AI generators is banned used cover!, feel free to visit mobile terms, privacy and security policies do n't apply to the order of [! Be compensated through the bank will investigate if the bank may want to mail the check states or... If there are still some risks you should follow these steps: make sure all the signatures are,. Card Number app you 're about to visit a Personal Banker in any event, the bank the! A death certificate visit the banking education Center name cause problems using checks. Personal Banker in any event, the check that is deposited has to be.... Deposit refund ) is lock-free synchronization always superior to synchronization using locks cash this.... Accounts and services effectively much more of a troublesome process happens when the check this C++ Program and to. Person endorses the check to you visualize the change of variance of a bivariate Gaussian cut! Come into play, whether it is okay to deposit it referee,... Have deposited not legally bound to accept this kind of check into your account from you... To big name lenders, check with your phone: https: //www.chase.com/online/digital/mobile-deposits.html find...

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